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Guiding You Home with Care and Expertise

About Me

Hello, I’m Shirley Fong, and I bring a unique blend of finance expertise and real estate passion to my role as a trusted home consultant. With a background in finance, I have a strong analytical mindset and a deep understanding of numbers, which I leverage to provide clients with data-driven insights and sound investment advice.

3 +
Years of
experience

600 +
Project
Listing

116 +
Satisfied
clients

What I Do For My Clients

My services include buying, selling, renting, and comprehensive property planning. I am committed to making your real estate journey smooth, informed, and aligned with your long-term goals, ensuring that every move you make is a step towards securing your future. I provide customized real estate solutions that are uniquely tailored to fit your specific needs and goals. Whether you’re buying for personal use or as an investment, my approach is always client-first, ensuring that every decision is made with your best interests in mind. I carefully analyze your situation and create a personalized asset progression plan to help you achieve your real estate objectives. Whether it’s finding the perfect home, maximizing your investment potential, or ensuring that your property decisions are safe and sound, I am dedicated to guiding you through each step with care and expertise.

Services Offered

Progression Plan

We begin by charting a roadmap tailored to your property goals. Whether it’s upsizing, downsizing, or a first-time purchase, we outline a clear path forward.

Financial Calculations

We will break down costs, potential returns, and loan intricacies to ensure you make an informed and feasible investment.

Price Negotiation

insights and trends, we position you for optimal price negotiations. Securing the best value for your budget.

Neighborhood Insight

We offer nuanced advice on not only properties but also the unique character, amenities, and future prospects of each neighborhood.

Options Analysis

Every property has its pros and cons. We lay these out transparently, helping you analyze and choose the option that aligns most with your aspirations.

Educate and Free Sharing

Beyond our service, we believe in empowering you with insights about the property market, regulations, and more

OUR RECENT TRANSACTIONS

Extra profits for our customers

Turning your home's memories into its highest market value. We are ready to take on any homes and get the price you thought you couldn't.

Discover Your Property's True Worth Today

Unsure about the true value of your property in today's market? Let me provide a comprehensive and up-to-date evaluation, completely free of charge. Gain insights into the potential worth of your asset and make informed decisions about your next steps.

Discover more about the Shirley Fong

Let us
serve you

Don't just take it from us, hear
it from our clients.

Over 100 Repeat Clients

Trusted by clients, time and again, I reflect my commitment to surpassing their expectations.

116

Happy families served

Testimonials

Taking The Next Step Together

Join the many others who've found clarity, direction, and success with our property guidance. Let's uncover the possibilities, address the uncertainties of upgrading or selling, and chart a path forward tailored to your unique needs.

Case Study - Solving Leasehold Dilemma

Upgrader Navigating Challenges to Acquiring their Dream Home.

Case Study Image of the Shirley Fong

Overall Situation

Meet Jasmine and Wei, a couple who stays in the East but wanted to shift to the central region due to a job transfer. With little knowledge about the central's neighbourhoods and the quantum, they sought the help of Shirley to find a home that was not just a place to live, but a reflection of their dreams and aspirations

Case Study Image of the Shirley Fong

Challenges & Solutions

While exploring options, Jasmine and Wei fell in love with a luxurious condominium unit situated in the bustling heart of Orchard Road. The amenities were top-notch, the view was unparalleled, and the interiors were a blend of modernity and comfort. It seemed to tick all their boxes.

However, upon further investigation, we identified a potential pitfall:
The condominium was a leasehold property with only 58 years left on its 99-year lease.

This presented a series of concerns:

1

Resale Value : Properties with shorter leases can depreciate faster, potentially affecting resale value down the line.

2

A Problem on Financing: Many banks are more conservative with their loan quantum and tenures for properties with shorter lease durations. This could affect the mortgage terms available to Jasmine and Wei.

3

Implications of Long-term Stay: If Jasmine and Wei planned on staying for the long haul, they might face potential lease expiry issues or need to pay for a lease extension, if available

Addressing this challenge involved a multi-pronged approach:

1

We Provided Financial Forecasting: Our team provided Jasmine and Wei with detailed projections on the potential depreciation of the property's value over time, factoring in the dwindling lease..

2

Our Banking Liaisons: We reached out to our network of financial institutions to get a clearer picture of the loan terms they could expect given the property's lease situation.

3

Always Exploring Alternatives: If We curated a list of comparable freehold properties and newer leasehold properties, ensuring they had alternatives that provided both value and peace of mind.

Outcome: Client Secured Their Dream House

After much analysis, we recommended they shift their focus to freehold property in District 11, blending their desires with long-term assurance. Not only did this offer peace of mind, but it also held promise for future appreciation.

Securing their dream home, the couple praised the agency for its invaluable insights. As they stepped into their new chapter, their trust in our expertise was clear, with promises of heartfelt recommendations to friends and family.

We wish Jasmine and Wei countless happy memories in their new abode.

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